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The Story of FinMV

Hello! My name is Mikhail Piskunov. I am the CEO and founder of FinMV, as well as the author of the software code for the financial platform of the same name. For over 18 years, I have been programming complex products in small teams, competing with industry giants that involve hundreds of developers. My professional journey includes experience as a lead developer, team lead, and CTO in various companies, including the fintech sector.

Over the years, I have created three investment platforms, the functionality of two microfinance platforms, a website builder, a search engine optimization system, a logistics system, a real estate aggregator, thematic communities, more than 500 portals, and numerous other websites.

In 2019, I combined my experience and decided to develop a universal, flexible product capable of adapting to any industry, scaling, and integrating with a multitude of service providers. My first client was the owner of a credit organization in the Czech Republic. The plan was to create a White Label solution for microfinance organizations in the Czech Republic and then expand throughout Europe. However, the emergence of COVID-19 led to the introduction of "credit holidays," resulting in the industry freeze and the inability of the target audience to acquire our software.

In 2021, acquaintances who owned an investment platform approached me with a request to launch a crowdfunding platform. Their product, developed by third-party developers for two years, turned out to be unfinished. I conducted an audit and discovered that the product's appearance was deceptive, and internally, there was virtually no business logic. After presenting the audit results, the contractor acknowledged the shortcomings, and we agreed to adapt my source code for the investment sphere, providing it as a White Label solution. This allowed them to get a ready-made solution, and I could use their expertise to enhance the product. Within three months, a full-fledged investment platform was created using nominal accounts of the payment service and automatic customer identification.

During this time, changes were taking place in European legislation, and the client requested modifications to the platform in accordance with the new rules. This process took almost a year due to the complex technical requirements of the new crowdfunding legislation and the client's desire to implement additional features. Thanks to the flexibility of the system and pre-planned capabilities, we successfully implemented all requirements and created an excellent investment platform that complies with the highest legislative standards.

FinMV is a powerful financial platform capable of operating on a multilingual level and supporting transactions with various currencies. The product easily integrates with various service providers, including payment systems, KYC (Know Your Customer), and more. It offers the ability to create multiple types of customer accounts (portals), such as those for investors, borrowers, VIP clients, and other categories. The platform allows for setting up multiple back offices, collecting and aggregating data, expanding functional capabilities.

These words are backed by real projects for various clients. We offer not only software rental but also a unique opportunity to incorporate my source code into the company's share capital as intellectual property. This is not just leasing a "black box"; you gain access to a high-quality software solution tailored to your business.

All backend code is initially developed by me, and as we collaborate with partners, the gradual formation of technical teams begins. All new developments belong to the partner company, ensuring the stability and reliability of the project. Considering changes in legislation, I am ready to adapt the source code to new requirements, ensuring full compliance with standards.

My approach to collaboration is based on providing you not just a solution but a reliable partner. I believe that ownership of the source code is a key element of success in your business development. By offering unique implementation opportunities, I guarantee you maximum support, ensuring mutual success.

In my team, I bring together professionals from various fields ready to support your project at every stage. My experience and knowledge are at your disposal, even if you decide to go your own way. I am prepared to provide you with a questionnaire consisting of 54 questions for an audit, which will help assess the thoughtfulness of the technical solution for your investment platform and avoid financial risks.

Regardless of your choice to collaborate with me, other experts, or create your own solution, I am ready to share my expertise. Reach out to me on WhatsApp to discuss the details of potential cooperation.

18

Years of experience in IT Solution & Business

Michael Piskunov

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